Mitsubishi Finance - Suzuki Finance
We are a licensed Credit Broker and can offer many competitive ways for you to purchase that new vehicle you have always wanted.
HP (Hire Purchase) More traditional way of financing, starting with an initial deposit (that your part exchange may cover if you have one) followed by monthly payments over a fixed period after the final payment you own the vehicle.
PCP (Personal Contract Purchase)You pay an initial deposit followed by regular monthly payments over 2 or 3 year period. Based on your annual mileage a guaranteed future value (GFV) is set at the start. At the end of the agreement you can choose what to do next. You can part exchange for a new vehicle, pay the outstanding finance and the car is yours or return the vehicle, subject to vehicle condition and mileage and any balance of the Credit Facility Fee.
Advantages; Lower fixed monthly payments, a new vehicle every 2 or three years 3, choices at end of agreement and the GFV removes any worries.
Personal Contract HireIs a new exceptionally trouble-free and extremely cost effective way to run your new vehicle.
Advantages Low initial deposit, Affordable monthly payments that virtually cover all your motoring expenses, no resale worries, no more MOT and there additional benefits for company car drivers.
Guarantee Asset Protection (GAP)GAP is designed to cover the difference between the amounts paid under a vehicle insurance policy, should your vehicle be written off, and the original invoice price of your vehicle.
Financial Shortfall GAPIs designed to cover the difference between the amounts paid under a vehicle insurance policy, should the vehicle been written off, and the amount outstanding under the finance agreement to purchase the vehicle
Payment Protection PlansOur optional Payment Protection Plans may enable you to meet your regular payments in the event of your unemployment, accident or sickness. It may also provide you with life cover and critical illness cover depending on which one of the three levels of cover you decide on.
Contract Hire for Business Traditionally has been trouble free and cost effective way to run business vehicles, particularly for companies that are VAT registered
Lease PurchaseThis is a type of hire purchase with lower monthly payments and a higher final payment, based on an expected future value of the vehicle. You pay an initial low deposit followed by monthly payments over 2, 3 or 4 years and then the larger final payment. The interest is fixed throughout. At the end of the agreement provided all the payments are made, including the purchase fee, your business will own the vehicle. There is no VAT due on the finance charges so it is particularly suitable for non-VAT registered businesses. Leasing
Leasing is a contract between the leasing company, the "lessor", and the customer, the "lessee";
The leasing company buys and owns the asset that the lessee requires
The customer hires the asset from the leasing company and pays rental over a pre-determined period for the use of the asset.
The leasing company can sometimes claim capital allowances on the assets. These benefits are usually passed onto the lessee in the form of reduced repayments.
For any further information, full terms and condition or a written quotations please contact our fully trained sales team on:
Brighton : 01273 388808 Worthing : 01903 266671 Guildford : 01483 222184
